Derek Crager, America's Debt and Home Relief EXPERT 317-203-9160
Expert assistance and advice in real estate short sales, lender negotiations and the Home Affordable Foreclosure Alternatives Program

Request A Modification

Sign Up Now, while watching video.:
The Homeowner's Guide to Fighting Foreclosure
Property owners facing foreclosure have options. Learn tools, techniques, and tactics for battling your bank!

Get Your FREE Book Today:

Home Affordable Modifications

If you can no longer afford to make your monthly loan payments, you may qualify for a loan modification to make your monthly mortgage payment more affordable. Millions of borrowers who are current, but having difficulty making their payments and borrowers who have already missed one or more payments may be eligible.

Am I eligible for a Home Affordable Modification?

Answer these questions:

By clicking SUBMIT, your answers will be analyzed, and you will be directed to the next steps for the Home Affordable Modification or to other options for additional help.

This site can help you determine if you are eligible, but only the servicer of your loan can tell you if you qualify. To qualify, you will generally need to show that you have adequate income to make the reduced payments on an ongoing basis and that modification is an appropriate option given the characteristics of your mortgage and the value of your home.